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    Tag: fraud

    • Preventing Stripe Fraudulent Payments

      Preventing Stripe Fraudulent Payments

      Fraudulent payments occur when the cardholder has not authorized the transaction. Most fraudulent payments are made using stolen credit card information. When the cardholder notices an unauthorized payment or reviews their card statement, they contact the card issuer to dispute it. It is crucial for businesses accepting online payments to be aware of different types of fraud.

      Website owners mainly encounter two types of fraud: purchases made with stolen cards and card testing.

      Stolen Cards:
      This type of fraud involves using stolen credit card data to make purchases online. When the cardholder discovers fraudulent activity, they dispute the payment with the card issuer. If the dispute is resolved in favor of the cardholder, the business suffers losses equivalent to the payment amount and the value of goods or services provided. Additionally, the business may face dispute fees.

      Card Testing:
      Card testing is the practice of validating a card’s authenticity on one website before using it for fraudulent transactions on another site. Websites with an open payment form on the page can be subject to card testing.

      To reduce the risk of fraud, businesses can take measures to block automated bots used by card testers.

      CleanTalk Anti-Spam is a tool that can identify bots during order submission and block the form if it detects automated activity and this occurs before the payment for the order proceeds.. This helps safeguard against disputes and fraudulent purchases.

      CleanTalk Anti-Spam is already being utilized by numerous WooCommerce sites and other online other online stores, donation forms and other payment forms, with positive feedback on its contribution to reducing fraud in online stores.
      https://wordpress.org/support/topic/this-saves-lots-of-work-and-it-pays-for-itself/

      Installation on WordPress only takes a few minutes, providing protection against fraud and spam. 

      To install the Anti-Spam plugin, go to your WordPress admin panel → Plugins → Add New.

      How to install CleanTalk anti-spam

      Then enter «СleanTalk» in the search box and click the Install button for «Spam protection, Anti-Spam, FireWall by CleanTalk». After installing the plugin, click the «Activate»‎ button.

      WordPress Installation of CleanTalk anti-spam

      After it is done go to the plugin settings and click the «Get Access Key Automatically» button. Then just click the «Save Settings»‎ button.

      Getting the CleanTalk Anti-Spam key

      Go to the checkout page in Incognito mode. Place your order and use the test email address *@cl*******.org. When you submit your order, it will be blocked for a reason:
      *** Forbidden. Fraud prevention. Sender blacklisted. Anti-Spam by CleanTalk. ***.

      *** Forbidden. Fraud prevention. Sender blacklisted. Anti-Spam by CleanTalk. ***

      So, the CleanTalk Anti-Spam installation process is complete.

      For users of Drupal and Joomla or other CMS, instructions for installation are also available. 
      https://cleantalk.org/help/install

      Bot Detector  – You can use this integration API method using our library without using plugins. You will need programming knowledge to create the integration.
      https://github.com/alexandergull/cleantalk_api_check_bot

      By being proactive in detecting and preventing fraud, businesses can safeguard themselves from financial losses and disputes.

      We will be happy to respond to your comments.

    • Fraud Prevention: How CleanTalk Can Help Identify and Prevent Fraud Attacks

      Fraud Prevention: How CleanTalk Can Help Identify and Prevent Fraud Attacks

      Fraud attacks have become increasingly prevalent, posing a serious threat to businesses and individuals alike. These attacks involve the use of deceptive tactics to gain unauthorized access to sensitive information or financial resources. Fraudsters often utilize various means such as phishing, identity theft, and credit card fraud to carry out their malicious activities. The consequences of falling victim to a fraud attack can be devastating, leading to financial losses, damage to reputation, and legal repercussions.

      One of the key challenges in combating fraud is the ability to accurately identify and prevent such attacks in real time. 
      CleanTalk provides cloud security and anti-spam services for websites. By leveraging comprehensive data about IP and email addresses from our blacklists, CleanTalk enables businesses to effectively detect and block fraudulent activities.

      Examples of Weekly TOP20 Blacklisted Spam IP & Email addresses.

      The data from these blacklists contains valuable information about known malicious IPs and email addresses that have been associated with fraudulent behavior, spam or hacking attempts. This is an important indicator of malicious behavior, as spammers often engage in a wide range of fraudulent activities beyond just sending spam emails. By monitoring and analyzing these patterns, businesses can gain valuable intelligence that helps them avoid potential fraud attacks. By cross-referencing this data with the activities on their platforms, businesses can proactively identify and block potential fraudsters before they can cause harm.

      CleanTalk offers multiple methods for businesses to integrate fraud prevention services into their platforms. The use of our API allows for real-time checks on IP and email addresses, ensuring that any suspicious activity is promptly flagged and addressed. Additionally, CleanTalk provides the option to regularly update and synchronize their blacklist data with a business’s internal systems through the export of data files, ensuring that the most current information is always available for fraud prevention efforts.

      By harnessing the power of CleanTalk’s comprehensive data and cutting-edge technology, businesses can significantly enhance our ability to identify and prevent fraud attacks. This proactive approach not only safeguards businesses and individuals from potential financial losses but also contributes to building trust and confidence in online transactions. As fraud continues to evolve and become more sophisticated, the importance of robust fraud prevention measures cannot be overstated. CleanTalk stands out as a valuable ally in this ongoing battle against fraud, empowering businesses to stay one step ahead of fraudsters and protect their operations and customers from harm.

      How to Get Access to the CleanTalk Blacklists Database

       

    • Best practices to protect e-commerce sites

      Best practices to protect e-commerce sites

      Online shopping has always attracted intruders: it is a source of credit card data (now almost irrelevant); user data; data about orders and market trends (consumer demand); a traffic source; manipulation with the discount coupons, etc. An e-commerce site may be attacked as intruders in “free hunting” (non-targeted attack) and by the request of unfair competition. Recently are popular different kinds of DoS/DDoS attacks, as to disable a competitor and as a tool for blackmail.

      In this topic, I will describe best practices for the protection of e-commerce sites.

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    • Fraud Prevention with CleanTalk

      CleanTalk started to provide its database of IP addresses for banks, payment services, and the companies, evaluating the risk of fraud that strengthens the existing security system of the organization bringing it to a new level.

      Fraud can happen anywhere in the eCommerce world.
      It doesn’t matter if you’re running a small online business or are an owner of a retail chain.

      It’s hard to estimate the true scale of fraud in business, but it’s a serious issue. Fraud isn’t only related to monetary loss, but can also harm your reputation and brand image. Online business owners need to prepare for fraudulent activities so they can detect and prevent them.

      CleanTalk is one of the leaders of the anti-spam protection for websites, has a database of IP addresses involved in spam attacks and in addition to spam, the IP addresses are used by hackers and for other types of attacks, including for fraud.

      Every day CleanTalk receives information about spam attacks from 40-60 thousands of IP addresses. The entire base of spam active IP is about 20 000 000 IP addresses.

      The presence of IP addresses in the blacklist is one of the risk factors, saying that the transaction can be suspicious and it is worth considering carefully. This helps to eliminate the threat of fraud before it gets realized.

      Using database of CleanTalk, you can greatly reduce the risks of online transactions and used as an additional factor in assessing the risks.

      Partnership to reduce the risk of fraud is already appreciated and used by a number of large companies.

      CleanTalk identifies spam bots, using its own algorithms to estimate the parameters of visitors, on the basis of these tests it formed its own database of spam bots. Checking existing comments is made on the basis of the nearly 2 million of certain spam bots. Detailed statistic allows CleanTalk customers to control the whole process.

      “The team CleanTalk has been developing a cloud spam protection system for five years and has created a truly reliable anti-spam service designed for you to guarantee your safety,” For more information visit www.cleantalk.org.